The hoax message looks like this:

The Royal Bank of Scotland have issued a virus warning regarding 2 small games files that are doing the rounds at the moment.

These files are FROGPULT.EXE and ELFBOWL.EXE which you may or may not have seen recently. The hidden virus is said to be on a timer and due to kick in on Christmas Day reputedly to crash your hard drive if it is stored there.

TAKE NO CHANCES, delete these files from your hard drive and also from within your E-MAIL messages if they have been sent to you.

Please inform anyone else that you think may have had these files and your Sytem Administrator if you are on a network.